kvmb Chapter 347: Investing million US dollars in Taiguo? What business?
Chapter 347: Investing million US dollars in Taiguo? What business?
That's right! As soon as Chen Wen arrived in Taiguo, he pointed his spearhead at Pangu, a private bank, and had no contact with the central bank of Taiguo at all.
As for Chen Zhishen, the person who thought he had a loan from the Central Bank of Taiguo was not Chen Wen, but someone else.
"Brother Wen, which of these words of yours is true? Could investing in the stock market also be false?"
After hearing Chen Wen's words, Fang Zhanbo's eyes were full of distrust.
He really didn't expect that Chen Wen would dare to say these words in front of the president of Pangu Bank even when discussing business.
The most important thing is that Chen Wen actually got a huge loan from Pangu Bank just by relying on his mouth.
This really made Fang Zhanbo stunned.
You know, the stock market at that time was always a place where everyone wanted to make a fortune.
But most people are still thinking about how to earn enough capital. However, after Chen Wen's operation, Fang Zhanbo truly understood that as long as you have assets, you can still invest in the stock market even if you have no capital.
"The stock market is a place where both truth and falsehood are mixed. Everything is real. You might as well become lawyers together."
"Now you know exactly where the 5 million dollars came from, so you don't have to feel burdened when doing things. It's not my money anyway."
"But what should we do? Follow my instructions!"
Chen Wen said directly with a smile on his face.
In fact, Fang Zhanbo does have his unique insights into the stock market.
Perhaps because his family was poor since he was a child, he did not dare to make any big moves in the stock market.
It is precisely for this reason that Chen Wen would not be so confident and bold as to let Fang Zhanbo do it directly, but chose himself to be the commander behind the scenes and let Fang Zhanbo and others operate.
Of course, how could what Chen Wen wanted to do be the ordinary stock market?
Buying low and selling high to make a profit from the difference has never been Chen Wen's character. What he wants to do is naturally the bigger business behind it.
……
Chen Zhishen's home.
"How's it going? Are you familiar with the business here at the bank?"
"Are you in any trouble and would like to ask me for help?"
The person speaking was Chen Zhishen's father, Chen Youhan.
There is no doubt that it was his father Chen Youhan who orchestrated Chen Zhishen's job to work at Pangu Bank.
Moreover, Chen Youhan also gave Chen Zhishen a lot of decision-making power.
It was for this reason that Chen Wen’s loan process started directly with the approval of Chen Zhishen alone.
"Dad, I did have a lot of things to ask you before."
"But it's different now. Maybe you'll even ask me for advice on banking in the future."
Chen Zhishen looked very excited and shared it directly with Chen Youhan in front of him.
After all, Chen Youhan is Chen Zhishen's father.
Just from his son's worthless expression, one can tell that Chen Zhishen must have done something that he calls a big thing.
Otherwise, his usually cautious son would never be so arrogant.
"Oh? I still want to ask you for advice on doing business?"
"It seems that you have negotiated some big deals today. What deals were they? Tell me about them."
Chen Youhan was eating while chatting with his son.
His wife was standing by and serving soup to her son and husband like a good wife and mother.
It’s a pity that such a harmonious picture only lasts for a few seconds.
"What? You approved a loan of 5 million US dollars just like that?"
"How could Pangu come up with such a large sum of money all at once? Where did you get it from?"
"Have you ever thought about how many crises our Pangu Bank will face after giving out this money?"
Faced with his son's smug answer, Chen Youhan was stunned for a moment!
That's right! Under Chen Youhan's guidance, Chen Zhishen was always methodical and cautious in everything he did.
Before, even loans of tens of millions had to be approved by his father.
But he never expected that the 5 million US dollars would be approved just like that?
The most important thing is that Chen Youhan is well aware of Pangu Bank’s current savings situation in Taiguo.
He knew very well that it was impossible to raise such a large sum of money in such a short time.
After all, even if it is a bank, it needs to operate normally.
"Dad, sometimes you still need some courage to do business. It's not as difficult as you think!"
"I did approve the note, but these funds are not a big problem. I have already transferred them from the lower branches. I have taken care of it."
"It's a $5 million loan with a three-month term and a three-point interest rate. No one would refuse this. Are you too nervous?"
Chen Zhishen spoke directly to his father with a look of confusion.
There is no doubt that Chen Zhishen approved the loan worth 5 million US dollars without consulting his father.
But he is not a show-off without any judgment.
Just from the way he spoke, one could tell that he had made his decision after careful consideration.
It is precisely for this reason that he can speak confidently in response to his father's words.
"You are a person who has always been organized in your work. I believe that."
"I've heard about what Chen Wen did in Hong Kong Island before, but even so, you should think twice."
"With an investment of 5 million US dollars, what kind of business is he going to start? Is it really still real estate as before?"
Chen Youhan said to his son.
There is no doubt that Chen Youhan's lesson to Chen Zhishen was not so much because of the loan.
Rather, Chen Youhan didn't believe that Chen Wen would really spend such a large sum of money to invest in Taiguo.
That's right! Chen Wen directly used his real estate business and the cruise ship parked at the dock as collateral. He definitely had bigger business to do.
But in Taiguo at that time, the most profitable things were real estate and import and export trade.
Chen Wen is now involved in both.
Under such circumstances, even Chen Youhan couldn't understand why Chen Wen came to Taiguo to invest at this time.
On the contrary, Chen Wen has already gained a certain reputation in Hong Kong Island, and has directly crushed Jardine Matheson. His investment in Hong Kong Island is far more advantageous than his investment in Tai Country.
But Chen Wen moved to Tai State at this time and directly borrowed such a large sum of money from their bank!
This really made Chen Youhan confused.
"In fact, I've been worried about what you're worried about."
"But the reason why I agreed to Chen Wen's loan request despite this concern is only one reason, that is, there is a precedent in the Central Bank of Taiguo."
"No matter what we do as a private bank, we are not bigger than the central bank. In this case, we should just put our future development in their sights. After all, they can't just watch themselves lose money, right?"
Chen Zhishen analyzed the situation with his father in an orderly manner.
It has to be said that Chen Zhishen has his own unique insights into the banking business.
Just from the fact that his father nodded frequently to the second half of Chen Zhishen's sentence, it can be seen that he approved of Chen Zhishen's decision.
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