kvmb Chapter 601: The Perfect Closed Loop of Money Making Money
Chapter 601: The Perfect Closed Loop of Money Making Money
Princess Kunyi was a daughter of a royal family, so it was impossible for her to be a concubine. However, the elder brother had probably thought about it long ago and told her directly that he would issue an edict in the future to let Kunyi marry as a co-wife.
In the end, Zhang Shikang was unable to convince Brother Chongzhen to be his father.
This guy is really stubborn.
If he really marries Kunyi next year, it would be better for him to raise this little girl as his daughter.
Brother Chongzhen wanted to be his father, and he would be his daughter's father.
This incident has messed up the generations.
After coming out of the palace, Zhang Shikang did not go directly back to the Duke of Ying's Mansion, but instead sent a carriage to his own Duke of Zhenguo's Mansion.
The area of the Duke Zhenguo's Mansion is no less than that of the Duke Yingguo's Mansion. After all, the predecessor of this mansion was the Duke Chengguo's Mansion, which also existed alongside the country.
After more than two hundred years of accumulation, this mansion has courtyards of all sizes connected together, and has pavilions and towers of all kinds.
Previously, as Zhang Shikang and his wife and daughter had been living in the Duke of Yingguo's Mansion, the Duke of Zhenguo's Mansion had been vacant. Only when Zhang Shikang and his brothers from the Second Son Group got together would they come to the Duke of Zhenguo's Mansion to party.
Most of the time, the mansion is vacant.
But now, there seemed to be a lot more people in the mansion. Scholars and candidates dressed in blue came in and out in twos and threes. Some of them were in high spirits as if they had passed the imperial examination, while others were dejected as if they had failed the exam.
In the largest living room in the mansion, Liu Rushi, Gu Hengbo and other women were all dressed in men's clothes, some were fiddling with an abacus, while others were writing something furiously.
There were more than a dozen newly recruited clerks in the living room, who were handling things in an orderly manner under the instructions of Liu Rushi and other women.
A clerk walked up to Liu Rushi, handed her a pile of documents and said:
"Manager Liu, according to your instructions, the fifty subordinates who are proficient in mathematics that were needed in the early stage have been recruited.
Among them, there were thirty-six juren and fourteen xiucai, nearly half of whom came from money houses in various places.
This is the roster, please take a look."
Although Liu Rushi was wearing men's clothes, the clerks in the living room all knew that those in charge were all women.
Whether it is a woman dressed as a man or a man dressed as a woman, it is actually very difficult to hide it from others. The ancients were not the fools in later TV dramas who mistook a pretty girl for a man.
But even though they knew that Liu Rushi and other managers were all women, the male clerks present did not dare to look down on them.
This is partly because of the talents demonstrated by women such as Liu Rushi and Gu Hengbo in recent days, especially in mathematics and their familiarity with the money-lending business.
On the other hand, of course, it was because of where they were—the Duke Zhenguo’s Mansion.
Are you kidding? In the entire Ming Dynasty, how many people dare to act pretentiously in front of the Duke of Zhenguo? Unless they are tired of living.
These days, they all roughly knew that these women were actually the wives and concubines of the current Duke Zhenguo, so they dared not be presumptuous anymore.
It's no wonder that integrating the Ming Dynasty's money banking business and developing an economic lifeline controlled from top to bottom by the imperial court is something that most people cannot accomplish.
Only the Duke of Zhenguo.
It was also for this reason that the recruitment work went relatively smoothly. Those scholars and young men who came to apply for the jobs were very respectful, and even if they were not hired in the end, they did not dare to express any dissatisfaction.
The shadow of a person, the name of a tree.
The money-banking business was naturally endorsed by the Duke of Zhenguo himself.
Of course, there is another important reason why so many qualified literati were recruited in a short period of time - land reform and household registration system reform.
While the imperial court took back the land of those successful candidates, it also abolished many privileges of those with meritorious service, including exemption from land tax.
This means that even if you passed the imperial examination, you still had to make a living on your own, instead of relying on fame and land to become rich as in the past.
We are all cattle and horses.
Liu Rushi calmly flipped through the rosters, which included not only the names and hometowns of the recruits, but also their life stories, previous work experiences, and so on.
After carefully reading it, Liu Rushi said calmly:
"Well done. Tell them, give them five days to prepare, and come back here after five days to receive discipline.
Have you guys fully understood the content of the training?"
"In reply to the steward, I can't say that I can recite it by heart, but I have remembered it all." The clerk replied very respectfully.
The booklet that Liu Rushi mentioned contained information about the future planning of the money house's structure and numerous rules and regulations, including the many projects that the money house would operate.
In particular, the many items regarding accepting deposits and issuing loans opened the eyes of many clerks in the living room.
It turns out that the money lending business can be done this way. Depositors don’t have to pay management fees for depositing money, and they can even earn interest.
The key is that the money deposited by depositors can be used to earn more money through reasonable lending, and there are also many clauses regarding risk control.
The deposit reserve ratio is something that is unheard of, but if you think about it carefully, it is logically rigorous and realizes the perfect closed loop of money making money.
The clerks present were full of admiration for the author of the booklet.
In view of the talents demonstrated by Liu Rushi and other women in recent days, these subordinates naturally thought that the booklet was written by Liu Rushi and others, and therefore showed more respect to them.
"The matter of the bank was approved by His Majesty, and the Ministry of Revenue provided up to 15 million taels of silver as support.
If you do it well, it will benefit the country and the people, and you will be written into history books. It will be a glorious thing praised by all people, so you must not take it lightly.
In addition, both you and the fifty candidates must keep the affairs of the bank secret and not tell anyone else about it."
Gu Hengbo spoke to his subordinates very seriously.
The clerks present all bowed their heads and accepted the order. Are you kidding? The mansion of the Duke of Zhenguo is full of secret sentries from the factory guards. Who would dare to joke with his own life?
It was dusk and time to go off duty, so Liu Rushi asked the clerks present to go back to work.
As soon as the clerks left, all the women breathed a sigh of relief. Kou Baimen took off his hat, and his long black hair spread out like a waterfall:
"Sister, I'm so tired. Men's work is really not easy!"
After saying that, Kou Baimen lay down on the soft chair like a shrimp.
As a woman, especially a woman who thinks she has some talent, there is no one who does not feel unfair about her identity as a woman. Feudal ethics regulate them, and they cannot do this or that. They also have to follow the Three Obediences and Four Virtues and the Three Bonds and Five Constant Virtues.
After their husbands gave them a battlefield to display their talents, they realized that being a man is not easy!
Bian Yujing, who was one year older than Kou Baimen, walked over, patted Kou Baimen's round buttocks and said:
"Last year, you vowed to do something for the people, why are you complaining now?
Sit down quickly, this is our government office, don't let anyone see you."
Kou Baimen curled his lips and finally sat up straight.
Liu Rushi took a sip of tea and sighed imperceptibly:
"What we have done is nothing. Our husbands are busy planning for the court all day long. That's really tiring."
Hearing about Zhang Shikang, the girls immediately felt relieved, but at the same time they were also filled with worry. Kou Baimen said:
"But sisters, my husband will be leaving to fight the Jianlu in three days."
As soon as these words were spoken, the room immediately became gloomy.
……